For Valerie, each customer is different and each loan provides a new challenge. She specializes in analyzing the whole financial picture and believes it is critical to vary her approach so she can best meet their unique needs. With 13 years of industry experience, Valerie is extremely adept at helping her customers understand their options so they can make wise decisions. She enjoys educating them during the entire process so they are involved and not just passive participants. In addition to extensive lending expertise, Valerie uses her 14 years as an Idaho resident to add a special understanding of the local markets to each transaction. Partner with Valerie and you’ll find that she truly cares about whether you succeed financially and in your journey toward home ownership! Valerie’s dedication to honesty and her ability to keep her customers’ best interests at heart from start to finish has earned her an impressive rate of repeat and referral business of 80%. She and her company, First Horizon Home Loans, provide all types of loans, including construction financing. Not sure if you’re ready to buy? Not a problem, as Valerie can help you raise your credit scores so you get the best rates and terms. When not assisting customers with their lending needs, she stays involved in her community by participating in the North Idaho Building Contractors Association and Women’s Council. She also enjoys spending time with friends and family, reading and gardening. Do something different when you buy your next home: get exactly what you want by partnering with Valerie!
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